This ThanksgivingThursday (and Friday because I forgot to post this yesterday!) I am thankful for maternity leave – which starts today!
I am thankful my work is flexible, I am my own boss and I haven’t needed to commute everyday.
I am also thankful that despite the maternity pay being a bit measly, it is available and accepted that a woman needs time off to spend with her baby.
As I am self-employed I am only entitled to maternity allowance which means I will receive £135.45 a week for up to 9 months. I will also start getting £20.30 child benefit each week to add to that and can work up to 10 days without losing my allowance. Those days will make a big difference to my income and if my calculations are correct I should average £950 a month.
That’s still not going to go very far so this is the time that Frugal Farmhouse really comes to fruition!
Money saving tips
In the past few months since I started this project, here are the main things I have learnt:
- Meal Planning – It makes such a difference to the weekly food budget and I have not felt at all deprived. I still buy good food and make great meals, but I waste less.
- Brand Drop – Some things are as good in value ranges, some are not but it is worth giving them a go as you can get the same taste for half the price. Take away the packaging and no-one knows!
- Cashback sites – We have to spend a lot on train travel for work so 6% cashback each time soon adds up. Always check these sites before buying anything online.
- Buy Secondhand – I have always loved secondhand furniture and charity shop buys anyway but if you are savvy you can buy so many things as good as new of Ebay too.